How it works

From your first referral to your first commission

You bring the business, we do the paperwork with lenders, and you watch every step in the app.

Your part

Four simple steps

  1. 1

    Sign up in minutes

    Download the app and verify yourself with DigiLocker (Aadhaar), PAN and your bank account.

  2. 2

    Add a business case

    Enter the details of a business that needs funding. Speak instead of typing and the app writes it for you.

  3. 3

    We work with lenders

    Our operations team checks the case and takes it to RBI-regulated banks and NBFCs.

  4. 4

    Earn commission

    When the loan is disbursed and revenue is shared, your commission is paid to your bank account (after TDS).

Our part

What happens to a case

You see each of these stages live in the app, with a notification at every change.

Stage 1

Documents

Our team asks the customer for the documents the lender needs.

Stage 2

Review

The case is checked and matched with suitable lenders.

Stage 3

Bank login

The application is filed with the bank or NBFC.

Stage 4

Sanction

The lender approves the loan on its own terms.

Stage 5

Disbursal

The loan money reaches the customer; your commission follows.

A case usually takes about 15–20 days, depending on the customer's documents and the lender. The lender alone decides whether a loan is approved.

Start as an SME PAiSA associate today

Download the app, finish your KYC and add your first case.